Life insurance for contractors
There are other factors such as family history, lifestyle, travel and occupation. Foreign contractors may have low-risk jobs. The job itself doesn’t have to involve hazardous work duties to opt out of life insurance. It now makes sense that private security jobs in Iraq and Afghanistan could be too risky for life insurance companies due to the job duties.
Their work is extremely dangerous. Unfortunately, if you work in any of these countries, you will be rejected. It doesn’t matter if you work in a clinic or a school.
All contract work in these countries is extremely risky in the eyes of life insurance underwriters. They are all labeled high-risk contractor jobs simply because of the location of the job. A major factor in rejection is that these jobs are usually located in areas of war or violent conflict.
It doesn’t matter how healthy you are. It doesn’t matter if you are the perfect height and weight. Even the best life insurance companies can deny coverage to anyone traveling or working in dangerous countries. They won’t touch you if you travel to the countries listed above.
You can be the healthiest person on earth. It won’t matter because those places are too risky in the eyes of life insurance companies.
